SFF Fintech Awards: Top 24 Innovators Reshaping Finance

The SFF Fintech Excellence Awards, a collaborative initiative by the Singapore Fintech Association (SFA) and supported by PwC Singapore, annually spotlight groundbreaking innovation and significant impact within the global fintech landscape. These prestigious awards acknowledge exceptional fintech solutions developed by firms, financial institutions, and technology companies, alongside individuals whose contributions have demonstrably propelled the sector forward.

This year's edition promises to celebrate eight distinguished winners across six highly competitive categories. A rigorous evaluation process, led by an international panel of industry experts, ensures that only the most impactful and innovative solutions are recognised. Corporate nominees were assessed on critical criteria including impact, sustainability, practicality, interoperability, and creativity, underscoring their commitment to delivering scalable and meaningful innovation. Concurrently, individual awardees in the Fintech Mentor Award category were judged on the quality of their submissions and their unwavering dedication to nurturing and supporting the growth of Singapore’s vibrant fintech ecosystem.

Corporates – Emerging Fintech Finalists

This category highlights nascent fintech firms demonstrating significant potential and novel approaches to traditional financial challenges.

Aleta Index Ltd

Aleta Index has pioneered a real-time narrative intelligence platform, transforming unstructured financial content from news, social media, and analyst reports into asset-specific, credibility-weighted signals. Unlike conventional platforms, Aleta’s unique credibility engine assesses information based on structure, consistency, and proven predictive value, dynamically ranking sources by their historical alignment with asset behavior. This innovation empowers institutional users to identify truly influential data sources, revolutionizing financial analysis and decision-making processes.

ESGSAT LLC

ESGSAT ClimaFi offers an innovative AI-powered climate finance platform, enabling financial institutions and corporations to monitor and manage ESG and climate risks in real-time. Capable of tracking over 20 financial and climate variables concurrently, ClimaFi delivers diagnostics 200 times faster than traditional tools and boasts 95% predictive accuracy without recalibration. Developed by experts from leading global universities and supported by former Google and IBM leaders, the platform is operational in 12 countries, showcasing its unparalleled speed, precision, and impact in mitigating ESG risks and optimizing capital allocation strategies.

Fennech Pte Ltd

Fennech presents a cutting-edge orchestration platform designed to revolutionize treasury, payments, and liquidity management for corporates, banks, and FinTechs. Leveraging cloud-native technology and machine learning, Fennech seamlessly connects and automates financial operations across existing infrastructures, serving as a vital connectivity layer between ERPs, banking systems, and Treasury Management Systems. Its key capabilities include real-time cash visibility, end-to-end payment automation, and an impressive 99% accuracy in financial reconciliation, enabling businesses to optimize liquidity and strategically reinvest capital. With swift deployment and compatibility with both modern APIs and legacy systems, Fennech empowers organizations to achieve significant operational efficiencies and impactful financial outcomes.

IFALCON PTE. LTD.

DNA ITSM (Dynamic Notification Agent) by iFalcon is a modular IT Service Management platform meticulously crafted to enhance operational efficiency and communication for modern enterprises. It provides a dedicated customer portal for streamlined end-user issue reporting, while support agents benefit from real-time alerts and SLA-driven workflows. The platform supports integrated omni-channel communication, ensuring a cohesive support experience. Available as both an on-premises and SaaS solution, DNA ITSM is particularly well-suited for organizations in the financial and government sectors, prioritizing simplicity, security, and adaptability to meet diverse operational needs.

Corporates – Financial Inclusivity Finalists

This category recognises solutions that are breaking down barriers and extending financial services to underserved populations.

Bank-Genie Pte Limited

Genie-Branch is an innovative digital solution empowering banks and financial institutions to deliver essential banking services without requiring physical branches. By facilitating activities such as account openings, deposits, and fund transfers via agents or mobile devices, Genie-Branch significantly enhances accessibility, particularly in rural and remote areas. Its robust security features, including one-time passwords (OTP) and location tracking, ensure a safe and convenient banking experience. This solution not only simplifies banking operations but also empowers underserved communities, making financial services more inclusive and efficient.

MariBank Singapore Private Limited

MariBank, Singapore’s inaugural digital bank licensed by MAS, is committed to democratizing affordable banking for underserved micro and small businesses. Since April 2023, MariBank has introduced three tailored solutions: Mari Business Account, Mari Business Loan, and MariBank Overseas Transfer, serving a customer base where SMEs comprise 80%. The Mari Business Account offers competitive interest rates with zero fees, while the flexible Mari Business Loan provides immediate funding access with customizable repayment terms. MariBank Overseas Transfer enables cost-effective international transactions. These offerings exemplify MariBank’s dedication to financial inclusion, empowering Singapore’s small enterprises through transparent, fully digital banking solutions.

WeavAir Sp. z o.o.

WeavAir Sp. z o.o. offers an innovative climate resilience and sustainability analytics platform specifically targeting financial inclusion for women in agriculture. By leveraging advanced technologies such as satellite hyperspectral imagery, drone data, IoT sensors, and AI-driven digital twin models, the platform provides hyper-local, real-time insights into land productivity, climate risks, and carbon sequestration. These insights unlock access to crucial financial services, including microinsurance, climate-smart loans, and carbon credit markets, directly addressing historical barriers faced by women farmers and agribusinesses. Recognized by the UN FAO and the Financial Alliance for Women, WeavAir empowers women to enhance profitability, build climate resilience, and fully participate in sustainable economic growth.

WeeFin

WeeFin provides a robust SaaS solution designed to equip financial institutions with the tools to manage sustainability data, ensure compliance with dynamic ESG regulations, and generate consistent, auditable reports. By establishing an ESG golden source, WeeFin offers a unique and reliable repository of verified ESG data seamlessly integrated with financial information. This platform fosters collaboration among internal teams—risk, compliance, investment, and sustainability—eliminating silos and enhancing organizational coherence. With WeeFin, institutions can effectively mitigate regulatory risks and improve operational efficiency while substantially reducing the risk of greenwashing.

Corporates – Regulatory Leader Finalists

This category recognises entities that excel in addressing regulatory challenges and advancing compliance technology.

Cynopsis Solutions Pte Ltd

Cynopsis Solutions, in collaboration with the Central Bank of Nigeria and Nigeria Interbank Settlement System, has developed the Non-Resident Bank Verification Number (NRBVN) platform. This innovative solution enables 15 million Nigerians abroad to securely verify their identity and meet KYC requirements online, eliminating the need for in-person biometric registration. By offering a fully digital onboarding process, NRBVN enhances access to over 30 licensed banks in Nigeria. Utilizing advanced technologies such as facial biometrics, AI-driven document authentication, and comprehensive compliance screening, NRBVN not only fortifies the integrity of Nigeria's banking system but also establishes a new benchmark for regulatory adherence in the region.

Squirro AG

Squirro’s Document Search, formerly Eco-Office, revolutionizes operational efficiency through the automation of document organization using cutting-edge AI and natural language processing. This innovative solution automatically tags and categorizes documents, facilitating swift information retrieval and eliminating the need for manual sorting. With integrated workflows, documents transition seamlessly through processing stages, ensuring comprehensive audit trails and transparency. Personalized dashboards deliver timely insights tailored for various roles, while strict role-based access controls uphold data governance and compliance. This unique blend of automation and customization empowers organizations to significantly enhance productivity and decision-making.

Trulioo

The Trulioo Identity Platform offers a comprehensive solution for global identity verification, integrating person and business checks within a single, modular framework. Providing real-time access to standardized data across over 195 countries, the platform simplifies compliance, fraud prevention, and onboarding processes. By consolidating identity document verification, business checks, sanctions screening, and fraud detection into one efficient workflow, Trulioo significantly enhances match rates and reduces operational friction. This streamlined approach enables enterprises to adapt swiftly to evolving regulations and confidently expand their global reach, ensuring robust customer protection and fostering trust in the digital economy.

WeavInsight Pte Ltd

WeavInsight is a cutting-edge AI-driven platform revolutionizing regulatory compliance for financial institutions by providing real-time, localized climate risk and ESG data via satellite imagery, drone technology, and IoT sensors. By automating complex compliance processes, WeavInsight reduces manual reporting time by over 80% and accelerates regulatory submissions up to 10 times, ensuring firms meet rigorous global frameworks like SFDR, TCFD, and NGFS with exceptional accuracy. Currently serving over 30 finance clients managing assets exceeding US$500 billion, WeavInsight delivers auditable, data-driven insights that enhance governance, risk management, and sustainable investment strategies. Each implementation contributes to approximately 25 million metric tons of annual CO₂ reduction, setting new benchmarks in compliance innovation.

Corporates – Sustainable Innovator Finalists

This category celebrates companies driving sustainability and environmental responsibility through fintech solutions.

Carbonable Tech

Carbonable offers a cutting-edge modular SaaS platform meticulously designed to empower companies in managing their climate portfolios, encompassing carbon credits and CBAM certificates. The solution comprises four integral components: portfolio and planning, execution and inventory, reporting, and integrated audit. What distinguishes Carbonable is its proprietary technology, capable of functioning as a standalone integrity layer that significantly enhances existing climate data systems. This ensures an unparalleled level of auditability, reliability, and traceability, enabling companies to navigate the complexities of climate compliance with confidence and superior efficiency.

ESGpedia Pte Ltd

ESGpedia empowers financial institutions to significantly enhance their Sustainability Linked Financing programmes by streamlining client engagement and optimizing the reporting and data verification processes essential for monitoring Sustainability Performance Targets (SPTs) within Sustainability Linked Loans (SLLs). In merely 1.5 years since its inception, ESGpedia has substantially improved access for SMEs to obtain SLLs, successfully enabling over 180 SMEs to secure these loans for the first time. This innovative solution not only simplifies compliance but also actively promotes sustainable financing, fostering a more responsible and environmentally conscious lending environment.

Handprint Tech Pte. Ltd.

Handprint is a groundbreaking regenerative banking platform engineered to help banks attract and retain eco-conscious consumers by seamlessly integrating nature-positive actions into everyday banking experiences. Unlike traditional guilt-based offsetting methods, Handprint enables users to actively engage in initiatives such as reforestation and ocean plastic recovery, with the positive impact funded directly by the banks or merchants. Users receive multimedia updates showcasing their contributions, transforming their banking app into a source of hope and engagement. With measurable KPIs, flexible integration options, and business-aligned funding models, Handprint stands out as the first ROI-positive sustainability solution tailored specifically for retail banking.

MVGX Tech Pte Ltd

MVGX has developed a patented Carbon Asset Trading and Footprint Framework that fundamentally revolutionizes the management of verified carbon offsets and emissions data. Utilizing secure, blockchain-based digital records, the platform enables real-time tracking of carbon emissions and automates the certification of carbon neutrality through smart contracts. By issuing Carbon Neutrality Tokens (CNTs) linked to verified emission reductions, MVGX facilitates global trading of these tokens, independent of regional constraints. This innovative approach not only simplifies sustainability measurement and investment but also effectively connects carbon markets with financial systems, enhancing transparency and fostering a more sustainable future.

Corporates – Thematic (AI) Finalists

This category recognizes entities at the forefront of leveraging Artificial Intelligence to transform financial services.

Dyna.Ai Technology Pte Ltd

Dyna.AI is revolutionizing the financial sector with its innovative Agentic AI applications, designed to function as intelligent digital teammates for financial institutions. By focusing on revenue generation, operational efficiency, and an enhanced customer experience, Dyna.AI’s solutions facilitate personalized customer engagement through Marketing AI Bots, automate collections with empathetic reminders, and streamline customer service with 24/7 support. Additionally, the RM Copilot and Knowledge Assistants empower internal teams by providing real-time insights and intelligence, thereby improving productivity and decision-making. This unified agentic architecture not only drives higher revenue and reduced operational costs but also significantly enhances customer satisfaction, positioning Dyna.AI as a transformative force in the banking industry.

Fano Labs Pte Ltd

Fano Callinter is an advanced omni-channel interaction analytics system developed specifically for banks and financial institutions. Leveraging cutting-edge AI technology, it automates compliance and quality management by accurately transcribing and meticulously analyzing customer interactions across various channels. The solution transforms unstructured voice data into actionable insights, enabling financial institutions to significantly enhance their service quality and ensure stringent regulatory adherence. By streamlining the analysis of customer communications, Fano Callinter empowers organizations to improve operational efficiency and foster superior customer engagement.

LexisNexis Risk Solutions

IDVerse offers a cutting-edge identity verification solution that employs proprietary technology powered by a deep neural network, adept at mimicking human learning to ensure the authenticity of identity documents. With an exceptional face matching accuracy of 99.998%, the platform facilitates real-time biometric matching against consumer photos, effectively combating identity fraud from both traditional document tampering and sophisticated AI-generated threats suchs as deepfakes. Furthermore, IDVerse features advanced liveness detection, which meticulously monitors vital signs in real-time to confirm genuine user presence, thereby significantly enhancing security and trust in digital transactions.

TradingFront Inc.

TradingFront by Tiger Brokers is a cutting-edge institutional wealth management platform that empowers wealth advisers, external asset managers (EAMs), and family offices with advanced fintech solutions. By providing access to a diverse range of investment products, including structured notes and mutual funds, TradingFront enables financial professionals to implement sophisticated strategies typically reserved for private banking. With a commitment to enhancing operational efficiency and client engagement, the platform has achieved remarkable growth, doubling assets under custody (AUC) year-over-year and significantly increasing its user base. Recent enhancements, such as the AI Analyst for real-time portfolio analysis and the Multiple Quotes feature for competitive structured note comparisons, position TradingFront as the preferred choice for advisers seeking innovative and efficient wealth management solutions.

Individual – Fintech Mentor Finalists

This category celebrates individuals who have made significant contributions to nurturing talent and fostering growth within the fintech community.

Alice Liu

Alice Liu, CEO and Co-Founder of Digital Treasures Center Pte Ltd. (dtcpay), exemplifies transformational leadership by actively mentoring diverse talent in the fintech space. Her hands-on approach fosters empowerment through comprehensive education and real-world challenges, enabling her team to excel in blockchain integration and regulatory compliance. Under her guidance, critical initiatives such as the multi-currency Visa card launch and securing the Major Payment Institution license from MAS highlight her commitment to cultivating a psychologically safe and accountable work environment. By advocating for inclusive fintech innovation and supporting talent development through initiatives that merge blockchain and AI, Alice positions dtcpay as a strategic partner for industry leaders like Visa and NVIDIA, while actively promoting a transparent fintech ecosystem in Singapore.

Eelee Lua

Eelee Lua, Chief of Staff at xcube.co, is a passionate advocate for mentoring young women in fintech, leading initiatives that foster inclusivity and empower emerging female talent. As a distinguished member of the Women in Fintech subcommittee of the Singapore Fintech Association, she has successfully hosted impactful sessions, including a recent event for over 80 female students at the United Women Singapore Fintech Programme. Eelee provides personalized mentorship, guiding mentees through their career paths and connecting them with influential industry leaders, resulting in over 10 successful placements in internships and jobs. Her unwavering commitment to holistic development and tireless advocacy for diversity in fintech has garnered her recognition, including accolades from the Fintech65 Awards and features in Forbes.

Jeeta Bandopadhyay

Jeeta Bandopadhyay, Co-Founder & COO of Tookitaki Holding Pte Ltd, is actively reshaping Southeast Asia’s fintech landscape through her robust mentorship initiatives. At Tookitaki, she cultivates a strong culture of guidance for over 40 professionals, with a particular focus on empowering women leaders in regtech and payments. Her dedicated efforts, including the establishment of a formal mentoring program within the Singapore Fintech Association, exemplify her profound commitment to diversity and career mobility. Furthermore, the AFC Ecosystem she developed significantly enhances knowledge-sharing and operational efficiency across the industry. By advising fintech founders and driving inclusive initiatives, Jeeta not only elevates emerging talent but also strengthens the collaborative framework essential for effectively tackling regional challenges in financial technology.

Louis Liu

Louis Liu, Founder & CEO of FOMO Pay, has spearheaded its evolution from a QR payment aggregator into a comprehensive digital finance platform, now empowering over 6,000 merchants with more than 25 payment methods. The platform’s innovative offerings, including FOMO SoftPOS and Palm Payment, are designed to significantly enhance transaction efficiency and user experience. With the distinction of securing Singapore’s first Digital Payment Token license for regulated stablecoin transactions, FOMO Pay stands at the forefront of fintech innovation across Southeast Asia, the Middle East, and the Greater Bay Area. Louis’s profound commitment to mentorship and active community engagement further positions FOMO Pay as a leader in fostering transparency and strategic growth within the dynamic financial technology landscape.

The 24 finalists for the SFF Fintech Excellence Awards represent the pinnacle of innovation and dedication in the financial technology sector. Their diverse contributions across various categories underscore the dynamic evolution of fintech, promising a more inclusive, efficient, sustainable, and technologically advanced financial future. As these innovators continue to push boundaries, they collectively reinforce Singapore's position as a leading global fintech hub, fostering an environment where groundbreaking ideas flourish and transform the global financial landscape.