Digital Transformation in Finance

Working Capital: CFOs Shift to Offense with AI & Digital Tools in 2025

Working Capital: CFOs Shift to Offense with AI & Digital Tools in 2025

The year 2025 marks a significant pivot for working capital strategies, moving decisively from a defensive stance to a proactive, growth-oriented approach. This dynamic shift is propelled by agile companies adept at leveraging unforeseen opportunities, transforming market volatility into a catalyst for advancement. According to Darren Parslow, global head of Visa Commercial Solutions, there is a palpable enthusiasm for future prospects as 2025 progresses into its final quarter. This sentiment is largely shaped by an extensive three-year study commissioned by Visa, in collaboration with PYMNTS Intelligence. The research meticulously evaluates the working capital efficiency of "growth corporates"—firms generating revenues between $50 million and $1 billion. This ongoing investigation serves as an invaluable blueprint, guiding issuers and their corporate clientele to align on optimal working capital solutions and use cases, ultimately empowering enterprises not just to endure, b…

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