Visa's Stablecoin Pilot: Revolutionizing Cross-Border Payouts
Visa, a global leader in payment technology, is embarking on a groundbreaking initiative with the pilot of a stablecoin prefunding model designed to dramatically accelerate international payouts via its Visa Direct platform. This innovative trial, unveiled at the prestigious SIBOS 2025 conference, represents a significant leap forward in modernizing cross-border financial transactions. The core objective of this pilot is multifold: to enhance access to liquidity, introduce greater flexibility in managing global payout operations, and fundamentally transform traditional treasury management practices for businesses worldwide. Addressing the Inefficiencies of Legacy Cross-Border Payments For decades, international money transfers have been plagued by inherent inefficiencies. The conventional paradigm necessitates that companies allocate substantial fiat currency balances in advance to cover anticipated payout volumes. This practice not only encumbers significant capital, locking it away fr…
